Because from AFRICA, it is essential to get a preferred view for Financial Institutions (Banks, Insurances, Credit Offices…..) and Worldwide relationships, when AFRICA-SPHERES’s quality appreciation on your PARTNERS is deserved :


We have created 4 Levels of Scoring going from A to D :

@SPHERES A = Good Quality of Risk, No Default Expected in Short/Medium Term

@SPHERES B = Acceptable Risk, volatile, so be prudent

@SPHERES C = High Risk

@SPHERES D = Bad Risk, no Relation recommended

The @SPHERES SCORINGS are our unavoidable assessments, on the financial security of  the business of the applicant for ITSELF first, underlining ability to respect commitments on less than 12 months. On the other hand, this is the bridge of its partners‘s recommended exposure.

Any company can subscribe this product to allow get our view on its business, and also have our customized assistance and recommendations to improve the scoring (when concerned by level C and D).